Cost of Personalized Home Care Assistance Longview, TX
Paying for In Home Care Becomes Easier with Help from Comfort Keepers of Longview, TX
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One of the most common questions families ask when considering in-home care is, “How much does in-home care cost?”
The answer varies by region and the type of care that will be provided.
The best way to find out about the cost of care for you or your loved one is to speak to a professional care coordinator. If you would like to contact our office in Longview, we are available 24 hours a day at (903) 291-0111 to answer all your in home care questions including payment options and resources available to you.
If you’re wondering about how to pay for in-home care, keep in mind that there are many options available to you. Researching these options based on you or your loved ones’ financial situation is critical to finding the most advantageous way to pay for care. And don’t hesitate to call us if you have any questions.
Some of the most common options to pay for senior care include:
Private Pay/Out of Pocket – Most families opt to pay for their senior's in-home care out of pocket. This is true of many senior care services, including assisted living and specialized facilities. In-home care is typically more affordable than facility care, costs are based on the number of hours a senior needs and care is provided on a one-on-one basis. We recommend that anyone interested in finding out more call our office at (903) 291-0111 to discuss your senior's needs and the amount of care that may be needed.
All of our care plans are customized and, depending on your specific needs may entail one or more types of care. At a high level, most care is usually categorized into a few general categories with a care plan detailing specific care we will provide to your loved one. For more information on the types of care we can provide please refer to these home care services pages: respite care, companion care, personal care, and specialized care.
If you would prefer to get an idea of the kind of care your elderly loved one needs, you can also take our 3-5 self-administered survey here or by clicking the button below.
Veterans Administration (VA) Aid and Attendance Pension Benefit – Veterans and their surviving spouses may qualify for VA benefits to cover some of the cost of in-home care. VA programs were designed for those who meet specific financial criteria and demonstrate physical need for in-home care. Contact our office to find out more about in-home care and veteran’s benefits. We have extensive experience serving our veteran's home care needs and working with the Veterans Administration. We will also assist you in applying for Aid and Attendance benefits from the VA - this can mean in home care for veterans, their spouses or surviving spouses at no cost to the qualifying veterans and spouses.- Long-Term Care Insurance – Costs of in home care may be covered by policies from your long term care (LTC) insurance provider(s). Below is a list of just a few of the providers we have worked with, if you do not see your long term insurance listed below - that's okay - chances are we have worked with them. And should there be one that we haven't worked with, we can and will assist you in navigating the bureaucracy and paperwork that is associated with most insurance companies! We will even handle the billing, the daily care notes required by insurance and will invoice the insurance companies directly on your behalf. You have enough things to worry about, calling the insurance company should be one of them!
To see if your particular provider and policy covers your senior care needs, call our office at (903) 291-0111 and speak with a client care specialist.
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- Reverse Mortgages - If you are a homeowner, another option to consider is a reverse home mortgage. Using a reverse mortgage to help pay for in home care is often a viable alternative that is not considered. Reverse mortgages are loans taken out against the value of their home, essentially using the house or accrued principal to finance your loved one's home care. This approach is not without risk and we are not financial advisors but do want to make you aware of this alternative. The Federal Trade Commission (FTC) has an excellent web page detailing the different types of reverse mortgages. If these seems like something you want to consider, we urge you to check out their site. Please note that a lot of the related Texas laws and regulations are centered around Assisted Living Facilities. If you need some assistance with home care terminology, the services we provide and what is considered "non-medical in home care" feel free to contact our office and we will be happy to assist you.
