Payment Options for Long Term Care in Sumter, SC

Read about the available payment options for our long term care services in Sumter, Camden, Manning, and the surrounding areas

The question "How much does it cost to care for someone?" is a common one among families investigating long term care. The strategy relies upon the type of care needed and the patient's condition. However, we have you covered with our professional crew.

When considering how to pay for non-medical home care in South Carolina, keep in mind that you have several choices. It's essential to assess your loved one's fiscal circumstances before choosing the most cost-effective payment option. If you have any questions, please call (803) 471-5292 or use one of the icons below.

Payment Methods Accepted

Long term care services can be paid for in a variety of ways, including the following:

Respite Vouchers - The Respite Voucher Program focuses on providing relief for caregivers. Each qualified family is paired with a member of our team who works with them to determine the best possible respite care arrangement. Vouchers are only used to cover the cost of time away from direct caring. The federal, state, and municipal governments all contribute money to the voucher program.

Private Pay/ Out-of-Pocket - Most families foot the expense for this sort of care for a family member. Care, including assisted living, is frequently paid for out of pocket. The cost of in-home elder care varies based on the type of care needed and the number of hours necessary to accomplish the task, although it is typically less expensive than institutional care. After you've tried all other possibilities, evaluate your out-of-pocket expenses and look for methods to cut them. Families can get in touch with our office to discuss the elements of a personalized care plan if they are interested in learning more about companion care, dementia care, or personal aided care at home.

Long-Term Care Insurance - This type of insurance can help cover some of the costs of medical care. Our staff can assist seniors in obtaining long term care insurance by supplying any paperwork necessary to initiate this type of coverage.

Veterans Benefits - The Department of Veterans Affairs (VA) may provide health benefits to veterans or a monthly financial benefit to veterans and their surviving spouses so that they can get assisted care at home.

Medicaid Waiver Program - This program covers a limited amount of long term care for those who qualify. This will only pay for home care assistance if provided by a Medicaid-certified care agency, not by an independent, paid caregiver or family member. To find out which waiver is right for you, visit https://sc.gov/ to learn more.

Workers Compensation - You may be eligible for compensation if you or a member of your family has developed any significant diseases. This serves as a worker's equivalent of a disability insurance policy, paying out cash benefits, healthcare benefits, or both, to personnel who get ill or injured due to their occupations.

To Find Out More, Get in Touch With Us!

You may reach our office via the listed methods below to find out more about the long term care support we provide in Sumter, Camden, Manning, and the surrounding regions. For the purpose of better understanding your needs, a cost-free consultation with a care coordinator may be scheduled by a member of our team. After the consultation, we will create a customized assisted care in home care plan for your loved one. We look forward to hearing from you!