Paying for Assisted Care At Home in Columbia, SC: New and Improved Options

Comfort Keepers is here to help seniors and their families find helpful ways to pay for assisted care at home in Columbia, Irmo, Cayce, Lexington, and the surrounding area

One of the first concerns addressed by families considering in-home care is "How much does it cost?" To answer this question accurately, we need to consider factors such as location, care environment, and individual circumstances. But don't worry; our customer care staff is available to support you at every step.

If you're wondering how to pay for medical treatment in Columbia, know that you have numerous alternatives. Before selecting the most cost-effective way to pay for treatment, it is crucial to take into account your loved one's financial position. If you have any further inquiries, call (803) 258-5737 or use one of the options below to get in touch with our customer service department. We have also listed numerous payment options for seniors in need of assisted care at home!

What Payment Methods Do We Accept?

Some of the most common ways to pay for private home care services include the following:

Long-Term Care Insurance - This type of insurance can help cover some of the costs of medical care. Our staff can assist seniors in obtaining long-term care insurance by supplying any paperwork necessary to initiate this type of coverage.

Respite Vouchers - The focus of the Respite Voucher Program is caregiver relief. Our staff works with each approved family to find the best respite care option for their needs. Vouchers are only used to pay for breaks from hands-on caregiving. The voucher program is funded by a variety of federal, state, and local sources.  

Private Pay/ Out-of-Pocket - The majority of families foot the bill for this type of care for a loved one. Out-of-pocket payments for care, including assisted living, are common. In-home senior care is frequently less expensive than institutional care, but the cost varies depending on the type of care required and the number of hours required to complete the task. After all other options have been exhausted, calculate out-of-pocket costs and determine ways to reduce them. Families interested in learning more about companion care, dementia care, or personal assisted care at home can contact our office to discuss the components of a customized care plan. 

Veterans Benefits - The Department of Veterans Affairs (VA) may provide health benefits to veterans or a monthly financial benefit to veterans and their surviving spouses so that they can get assisted care at home.

Medicaid Waiver Program - This program covers a limited amount of long-term care for those who qualify. This will only pay for in home care assistance if provided by a Medicaid-certified care agency, not by an independent, paid caregiver or family member. To find out which waiver is right for you, visit https://sc.gov/ to learn more.

Workers Compensation - You may be eligible for compensation if you or a member of your family has developed any significant diseases. This serves as a worker's equivalent of a disability insurance policy, paying out cash benefits, healthcare benefits, or both, to personnel who get ill or injured due to their occupations.

Humana Medicare Advantage - Ask us about using your plan's benefits for care which might not be covered in Medicare Original.

Get In Contact With Us To Learn More Today!

To learn more about the senior care assistance available to you in Columbia, Irmo, Cayce, Lexington, and the surrounding areas, please contact our office by clicking one of the options below. To further understand your needs, our staff may set up a free, no-obligation appointment with a care coordinator. Following the meeting, we will develop an assisted care-at-home plan tailored to your loved one's specific needs.