How to Finance At Home Senior Care for a Loved One in Monroeville, PA

You have access to a range of options when paying for mom or dad’s home senior care in Allegheny and Westmoreland Counties, PA

Before choosing the best at home senior care provider for a loved one, families understandably wish to know how much it will set them back each month and how to minimize some of these expenditures. At Comfort Keepers Monroeville, our trusted client coordinators can provide a detailed estimate based on your loved one’s needs and budget. If you are unsure about the most convenient way to pay for in-home care, keep in mind that there are several ways to finance these services. If you want to learn more, please get in touch with us at (412) 204-7938.

Learn more about the different ways to pay for care

Here are some of the most common options to pay for at home senior care in Monroeville, PA: 

Private Pay/Out of Pocket – At Comfort Keepers, the majority of our clients choose the pay for professional in-home care privately with their funds or savings. The same goes for families paying for assisted living or retirement communities. Though in-home care can be more affordable than facility care, especially in the long run, the total cost of care is determined by the specific services and visiting schedule a loved one requires. 

If you are financing care on a limited budget, you probably want to explore all your options before choosing the best way to minimize all costs. Here are some additional options. 

Long-Term Care Insurance – A particular type of long-term care insurance policy can partially or fully offset the costs of your loved one’s care, provided your mom or dad has regularly paid monthly premiums. To claim the insurance money on this particular type of coverage, contact our Monroeville office, and our team members can help with the paperwork. 

Veterans Administration (VA) Aid and Attendance Pension Benefit – Veterans and their surviving spouses may be eligible to receive VA benefits that can be used to cover specific at home senior care costs. If your loved one is an honorably discharged serviceman, Comfort Keepers can help you apply for a veteran’s benefits program. 

State and Federal Programs – Be advised that Medicare does not cover the fees associated with home care services. Medicare Advantage and Medicaid might cover limited costs for different types of care in specific locations; however, Comfort Keepers in Monroeville cannot accept them now.

Helping you understand payment methods in Monroeville, PA

Call our local office today to learn more about how our customizable at home senior care services -- aided by Interactive Caregiving -- can help and book your free consultation with Comfort Keepers of Monroeville. We are here for you! (412) 204-7938