The Cost of Professional Home Health Care for Elderly Loved Ones in Salisbury, NC
Discover the different possibilities for financing home health care for mom or dad in Salisbury, Kannapolis, Concord, Lexington, and the surrounding North Carolina communities
When in need of professional home health care for seniors, many families throughout the Salisbury area turn to Comfort Keepers for help. Before initiating care, one of the most frequently asked questions we get is how much these services are going to cost and how to minimize some of the expenditures. If you and your loved one are wondering what the best way to finance a customized in-home care plan is, keep in mind you do have different options to choose from.
Consider the following:
Private Pay/Out of Pocket – Just like with assisted living and nursing homes, most families opt to pay for a loved one’s home health care services out of pocket, meaning their own funds. While scheduling in-home care is usually more affordable than care provided in facilities, your complete costs are determined by the type of care and the number of caregiving hours your loved one requires. To find out your exact out-of-pocket costs and how to minimize them, please contact your nearest Comfort Keepers office to discuss your specific needs.
Long-Term Care Insurance – This private insurance policy offers a range of options for policyholders, including covering all or part of expenses associated with home health care. If your loved one is entitled to long-term care insurance coverage, your local Comfort Keepers in Salisbury, NC, can guide you through the process and help with the paperwork so you can claim the insurance money as soon as possible.
Veterans Administration (VA) Aid and Attendance Pension Benefit – Seniors who meet specific criteria and can demonstrate the need for professional in-home assistance may qualify for VA benefits to offset some of the costs of care. Comfort Keepers proudly provides home health care for veterans and their surviving spouses. If your mom or dad is eligible for VA benefits, we will be more than happy to help you arrange everything.
Medicaid and Medicare Programs – To find out about services that may be covered by Medicaid or Medicare Advantage, please contact Comfort Keepers in Salisbury, NC.
Paying for Home Health Care
Call our Salisbury office to learn more about how we help seniors age gracefully and independently at home and schedule your free consultation with our knowledgeable client coordinators today.
Comfort Keepers is a Humana Provider of the Personal Home Care Services Benefit (PHCS).
Pre-Authorization is required from Humana for the Personal Home Care Services Benefit (PHCS), to see if you qualify and to verify your benefits, please call Humana 800-290-9576. If you qualify for the Personal Home Care Services Benefit (PHCS), you can request Comfort Keepers to provide the services that Humana pre-authorizes.
*Note: Comfort Keepers cannot verify or qualify any Humana Member for services.
