The Cost of Adult Home Care in Hickory, NC

Learn more about the most common ways to finance your loved one’s adult home care in Hickory, Lincolnton, Newton, and the surrounding communities

At Comfort Keepers Hickory, one of the things families are most interested in when inquiring about adult home care services is how much it will cost. Though the answer to this question largely depends on your loved one’s unique situation and the services you would like to schedule, keep in mind that there are several payment options available to you. Researching these options can help you to cut down your expenditures and reach a unanimous decision about the best way to pay for mom or dad’s care. If you'd like to talk about it, call us at (828) 202-3009.

In Hickory, NC, the most common options to pay for your loved one’s in-home care plan are:

Private Pay/Out of Pocket

Whether a loved one opts for assisted living or adult home care services, most families choose to pay for professional care privately, with their own funds. Though scheduling caregiver visits in your loved one’s home can be more affordable than facility care, your complete expenditures depend on the type of care and the number of hours your senior needs. To determine your specific costs and see if there is a way to minimize them, it is best to contact our locally owned and operated office in Hickory, NC. 

Long-Term Care Insurance in Hickory, NC

Having a specific insurance plan known as long-term care insurance can help cover the costs of your loved one’s future care needs. Check with your mom or dad if they have regularly paid the premiums on the policy, and if they have, Comfort Keepers can help with the paperwork needed to initiate this special type of coverage. 

Veterans Administration (VA) Aid and Attendance Pension Benefit

Another way to finance your loved one’s care is by qualifying for VA benefits. Veterans and surviving spouses who meet the specific criteria are eligible to receive financial aid on account of low income and the proven need for adult home care. If your loved one served in the US army during wartime, Comfort Keepers can help you navigate the process of applying for and collecting veteran’s benefits. 

Medicaid and Medicare Programs

State and federal programs such as Medicaid and Medicare can cover a wide range of healthcare needs, including some in-home care services. To find out more about the services that Medicare Advantage and Medicaid may be cover, please contact Comfort Keepers in Hickory, NC.

Let Us Explain How You Can Cover the Cost of Adult Home Care

Contact our Hickory office to learn more about all of the adult home care services we provide and ask for your free consultation with our friendly staff.  We are eager to assist you: (828) 202-3009.

Comfort Keepers is a Humana Provider of the Personal Home Care Services Benefit (PHCS).

Pre-Authorization is required from Humana for the Personal Home Care Services Benefit (PHCS), to see if you qualify and to verify your benefits, please call Humana 800-290-9576.  If you qualify for the Personal Home Care Services Benefit (PHCS), you can request Comfort Keepers to provide the services that Humana pre-authorizes.  

*Note:  Comfort Keepers cannot verify or qualify any Humana Member for services.