Comfort Keepers Home Care Company Shares Advice on How to Finance Care for Seniors in Cumming, GA

Your loved one needs a home care company to continue living independently at home? Discover the most common ways to finance aging in place for your mom or dad in Cumming and the surrounding areas of Forsyth County

When families need to find a reliable home care company that can provide professional assistance and dedicated caregivers and help their elderly loved one remain independent at home, the main thing most family members are concerned about is how much it will cost them and whether there are any options to minimize some of these expenditures. If you are currently browsing through senior care options in Cumming, GA, and are looking for the most convenient method to finance your mom or dad’s care, keep in mind there are a number of ways to do this. 

Consider the following options when planning to finance your loved one’s care in Cumming, GA: 

Private Pay/Out of Pocket – When budget is not an issue, most families like to pay for senior care services such as assisted living or in-home care out of their own pockets, meaning with their own private funds or savings. Even though in-home care is typically much more affordable than an in-facility alternative, your total costs will be determined by the combination of services your loved one requires and the number of caregiving hours our home care company is expected to provide. 

Long-Term Care Insurance – There is a special type of policy called long-term care insurance that seniors can use to partially or fully finance their future care needs. However, this policy has to be purchased years before the actual need for receiving care at home arises. If your mom or dad is a policyholder and has diligently paid the premiums on their long-term care insurance, our local home care company can provide access to resources and help with the paperwork you need to offset the costs of care in this way. 

Veterans Administration (VA) Aid and Attendance Pension Benefit – If your loved one is a proud US veteran, they may also qualify for VA benefits. Nonetheless, to be deemed eligible, your family would have to meet specific financial criteria and prove there is a tangible, real need for professional in-home care. Again, Comfort Keepers will be more than happy to mediate and help you navigate the entire process. 

Medicaid and Medicare – Medicare does not cover costs associated with in-home care, and although some Medicare Advantage plans offer a home care benefit that may cover part of our costs, our office doesn't participate in the Georgia Medicaid program.

Contact Us in Cumming to Learn More

Contact our Cumming office today to learn more about the benefits of working with our home care company and schedule your free consultation with our knowledgeable team members today. Call (770) 887-0499.